Pinar is a data scientist with a keen focus on finding meaning in data, and turn the insights into data-driven businesses. As the Chief Data Scientist at Kabbage, she is passionately transforming raw data into valuable knowledge to improve underwriting for SMBs and help them succeed. She is leading a world-class team of data scientists in turning unusually rich data sources on how a business operates into predictive systems that can determine the risk, capacity, and character of the business. Kabbage uses this data-driven technology to lend over $1million per day. Prior to Kabbage, she applied her data