Predictive Analytics Times
Predictive Analytics Times
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2 years ago
Wise Practitioner – Predictive Analytics Interview Series: Sanjay Gupta at PNC Bank


In anticipation of his upcoming conference co-presentation, Predictive Analytics for Stress Testing – Industry Challenges at Predictive Analytics World Financial in New York City, October 23-27, 2016, we asked Sanjay Sanjay Gupta IMAGEGupta, Executive Vice President and Head of Model Development at PNC Bank, a few questions about his work in predictive analytics.

Q: In your work with predictive analytics, what behavior or outcome do your models predict?

A: We predict defaults of our clients and losses in our portfolio. This is used for the calculation of the Capital, Reserves and Profits of the Bank.

Q: How does predictive analytics deliver value at your organization – what is one specific way in which it actively drives decisions or operations?

A: The predictive analytics helps us acquire customers, evaluate losses and defaults. By looking at the drivers of default or losses, we can design account management strategies that can mitigate loss or default. It can also provide early warnings that can help to better inform our stakeholders.

Q: What surprising discovery or insight have you unearthed in your data?

A: Data does not lie; sometimes our ability to see the truth is hampered by our biases.

Q: Sneak preview: Please tell us a take-away that you will provide during your talk at Predictive Analytics World Financial.

A: Looking at fundamental credit analysis of a client and knowing your client can truly add value to your predictive work.


Don’t miss Sanjay’s conference co-presentation, Predictive Analytics for Stress Testing – Industry Challenges at Predictive Analytics World Financial NYC, on Tuesday, October 25, 2016 at 11:20 am to 12:05 pm. Click here to register to attend.

By: Eric Siegel, Founder, Predictive Analytics World

Eric Siegel is the founder of Predictive Analytics World ( — the leading cross-vendor conference series consisting of 10 annual events in Boston, Chicago, San Francisco, Toronto, Washington D.C., London, and Berlin — and the author of the bestselling, award-winning book, Predictive Analytics: The Power to Predict Who Will Click, Buy, Lie, or Die

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